Financial Sector Adaptations to Regulatory Evolutions: A Qualitative Study

Abstract

The financial sector operates within an evolving regulatory environment influenced by global and domestic factors, including economic crises, technological disruptions, and geopolitical shifts. This study examines how financial institutions in India adapt to regulatory changes, focusing on strategies, challenges, and outcomes. It explores the roles of compliance frameworks, technological advancements, and stakeholder management in fostering resilience and innovation. Employing qualitative research methods, including interviews, case studies, and thematic analysis, the study highlights key adaptations by Indian banks, non-banking financial companies (NBFCs), and fintech firms. The findings underscore the need for proactive strategies and collaborative efforts to navigate regulatory transformations effectively.